For the first time in Nepal, you can book your air tickets on easy EMI plans. Choose your preferred EMI option with Global IME Bank’s Credit Card – fly today and pay later in 3 or 6 monthly installments.

How to apply?

From website: https://youtu.be/_r_ayE-c9tY

Terms & Condition

1. The "Fly Now Pay Later" (FNPL) loan facility is offered exclusively to customers of Global IME Bank Ltd. (hereinafter referred to as "Bank") holding a local currency Visa Credit Card (hereinafter referred to as "Credit Card").
2. The purpose of FNPL is to allow the cardholders to purchase Yeti Airlines ticket/s (hereinafter referred to as "ticket/s") from Yeti Airlines website and repay the amount of purchase through Equated Monthly installment (EMl) in accordance with the FNPL terms and conditions.
3. A FNPL account is a sub-account or limit created to facilitate ticket purchases or transfer eligible transactions to the installment account.
4. ⁠The Fly Now Pay Later tenure is the number of monthly installments selected by the cardholder, with a maximum of 6 months.
5. Financial Charge means a rate applicable for the different tenures and offers based on the payment factor.
6. he total Fly Now Pay Later value represents the loan amount of the ticket purchase, including any applicable financial charge, to be repaid within the agreed installment tenure.
7. The EMI amount is calculated by dividing the total Fly Now Pay Later value plus interest by the number of months chosen under the facility.
8. ⁠This facility is available to both basic and supplementary cardholders who comply with Global IME Bank’s credit card terms and meet the minimum transaction limit of Rs. 25,000., which may be adjusted with prior notice.
9. The Bank at any time upon giving prior notice to the customer may change above mentioned minimum transaction limit.
10. The EMI amount will be posted to the cardholder's card account on the statement date and treated as part of the transaction limit.
11. FNPL financial charge will be levied on the card account on the date of transfer of amount.
12. ln case available credit limit is insufficient to make purchase of ticket/s, the customer can apply for additional limit to the Bank. FNPL application will be honored only if such request for enhancement is approved by the bank.
13. lf the credit card holder fails to make payment of monthly minimum due or makes less payment, late payment fee and service charge fee will be charged as per Credit Card policy of the bank.
14. In case the credit card is cancelled or is delinquent for a specific period as determined by the bank or not renewed upon expiry, the agreement of FNPL will be terminated automatically making cardholder liable to make payment of entire dues including remaining dues of FNPL immediately.
15. Any complain about the flight services shall not affect cardholder's obligation to continue paying EMI to the Bank.
16. Yeti Airlines and the Bank reserve the right to terminate the FNPL offer at any time without prior notice or liability to the credit card holder. The Bank and Yeti Airlines may also cancel, modify, or vary the benefits, features, or terms and conditions of FNPL at their sole discretion.
17. Yeti Airlines and the Bank reserves the right to disqualify any cardholder from further participation, if in its judgment the cardholder has in any way violated FNPL terms and conditions or has violated the terms and conditions of credit card.
18. Yeti Airlines and the Bank shall be entitled to disallow/refuse any application submitted by the customer to it under FNPL without assigning any reason whatsoever.
19. ln case of dispute in connection with FNPL or its terms and conditions, Yeti Airlines and the Bank's decision shall be final and binding to the credit card holder. 

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